When the clock strikes midnight on December 31, 2017, we’ll be putting the lid on one crazy year. And, if you have dental insurance, you’ll also be saying goodbye to potentially hundreds of dollars worth of necessary care! What can you do to keep that from happening to you? Schedule an appointment with your dentist in Montville today. Even if you don’t have insurance, December is a great time to come in and make sure your smile is healthy and ready for everything to come in the New Year.
Twice Annual Visits Crucial for Healthy Smiles
Starting from age 3 all the way to 103 and beyond, patients of all stages of life should visit the dentist at least twice a year. During a routine checkup and cleaning, our dental team will remove the plaque and tartar that causes tooth decay and gum disease and also check for the presence of these and other oral health hazards. Visiting every six months can help to ensure that small problems don’t turn into big, costly, complex issues later on.
Because they are the foundation of every healthy smile, these six month visits are completely covered by most insurance plans.
Dental Insurance: Use It or Lose It
If you and your family have dental insurance, you are paying for the care you and your family need to enjoy healthy, long-lasting smiles in the form of a monthly premium. After you reach your deductible by paying for a certain amount of care out of pocket, you are eligible for hundreds of dollars of necessary treatments within a calendar year. The thing is, though, that these benefits usually do not roll over from one year to the next. Any unused funds will be forfeited and you will have to meet your deductible all over again in the new year.
The good news is that we can help you rescue your unused benefits from dental insurance or through an HSA or FSA plan. We will begin by performing a verification of benefits, when we call your insurance provider and confirm whether or not you have any money leftover to use in 2017. If you do, we will examine your overall treatment plan and determine how you can use it wisely — for the benefit of your smile and your wallet.
We may advise you to…
- Schedule a checkup and cleaning with X-rays, if you have not taken advantage of those free benefits in 2017
- Complete any unfinished treatments
- Begin necessary restorative care
- Replace appliances like a mouthguard for bruxism, which should be covered by your FSA or HSA
November and December are busy months for your dentist, so do not delay in scheduling your visit! We look forward to helping you make the most out of your investment in lasting oral health.
About the Author
Dr. Samir K. Rana is a general dentist providing comprehensive dental care alongside an expert team of doctors in Lincoln Park, NJ. To learn more about their services or to schedule an appointment to maximize on your insurance benefits, we invite you to contact the office at 973-633-5666.